I am a third generation Entrepreneur, Rotarian, Waterfed proponent and manufacturer, resident of Cedar Rapids, Iowa USA... I am a husband, father, brother, son, neighbor, Realtor® and Property Manager who resides in the Indian Creek Hills subdivision of our community. We are part of the Cedar Rapids community: Live, Work, Learn and Play. We are interested in networking, friendship, business, service and sport. Welcome to my blog and personal journal ...

Monday, June 22, 2009

Health Reform: Recent News and the 2008 NAR Health Insurance Coverage Survey ...


The June 22, 2009 edition of The Wall Street Journal features an article titled, Is Government Health Care Constitutional? For more on health care reform, read Florida’s Health Insurance Reform: Fewer Mandates = More Affordable Coverage.

It's a little older, since the National Association of Realtors® (NAR) Survey was conducted in March 2008. The Realtor® Action Center highlighted the following survey link Health Reform: 2008 NAR Health Coverage Insurance Survey on Facebook on June 22, 2009.

Views About the Health Care System


  • Approximately half (51%) of REALTORS® responding to the survey believe that the current health care system is not meeting their needs or the needs of their family.
  • More than 8 in 10 REALTORS® (82%) believe that the health care system is not meeting the needs of most Americans.
  • 91% of REALTORS® believe that the U.S. health care systems should be reformed.

Insurance Cost and Coverage


  • One in four REALTORS® reported that they had no health insurance coverage.
    Among REALTORS® with insurance coverage, 43% purchased an individual market private plan while 27% were covered under a spouse’s or partner’s insurance plan.
  • Among REALTORS® without coverage, 73% reported premium cost as the reason for the lack of coverage; only 15% cited a pre–existing condition as the reason for the costly premium.
  • 4% of REALTORS® report being denied Insurance coverage due to pre–existing conditions.
  • 63% of REALTORS® with coverage paid the entire premium with an additional 28% sharing the cost of the premium with an employer or other coverage source.
  • Coverage most often included hospitalization (96%) and major medical (96%) followed by prescription drug coverage (81%).
  • 66% of REALTORS® reported that the firm with which they were affiliated did not offer any type of health insurance coverage. (note)

(note) The majority of Realtors® are independent contractors, so many times they have to seek individual policies or depend on their spouses group insurance policies for coverage.

The Health Care discussion is certainly important for our nation to discuss. You may find the following links helpful to the information and discussion on Health Care Reform in the United States.

Senate's Health-Care Draft Calls for Most to Buy Insurance, Nixes Obama's 'Public Option - The Washington Post

Public Interest Institutes's Brief: A Healthcare Prescription for Iowa

Health Care Around the World: Switzerland - The Economist

Top Countries for Biotechnology Innovation - The Economist

Robin Tucker

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